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  • Health insurance is rising at three times the speed of your paycheck

Health insurance is rising at three times the speed of your paycheck

Your wages grew 3.0% last year, per the Bureau of Labor Statistics. Do the math.

One Number
One Number

Nov 2, 2026

28,303

COST OF LIVING • HEALTHCARE COSTS

That is the average annual premium for employer-sponsored family health insurance in 2026, according to KFF’s benchmark survey released last week. In 2006, that number was $11,480. Twenty years… 147% more. Your cut as a worker: $7,471 a year, up 9% from last year. Your wages grew 3.0%, per the Bureau of Labor Statistics. So your health insurance bill is rising at triple the pace of your paycheck. And that $7,471 is just your premium. You haven’t walked into a doctor’s office yet. The average deductible is another $1,955 before your plan pays a dime.

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In 2006, the entire annual premium — employer and worker combined — was $11,480; today, that wouldn’t even cover the employer’s share.

Source: KFF 2026 Employer Health Benefits Survey, Oct. 2026
One number. Every morning.
— Jack Corbin

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