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  • At 64 and waiting for Medicare, that bridge now costs over $12,000 a year

At 64 and waiting for Medicare, that bridge now costs over $12,000 a year

If you're 60, you're not paying the average. You're closer to $1,000 a month.

One Number
One Number

Sep 23, 2026

741

COST OF LIVING • HEALTHCARE COSTS

That’s what the average American pays per month for health insurance on the ACA marketplace. Last year it was $619. The $122 jump is the steepest single-year increase since 2018… and it hit because Congress let the enhanced premium subsidies expire on January 1. If you’re 60, you’re not paying $741. You’re closer to $1,000. If you’re 64, waiting for Medicare to kick in… that bridge runs you over $12,000 a year. The Fed hiked rates last Wednesday. Everything else went up. Your health insurance went up 20%.

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Same doctor, same deductible, same plan — 20% more to keep it.

Source: Urban Institute / CMS Marketplace Open Enrollment Data, 2025–2026
One number. Every morning.
— Jack Corbin

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