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  • $500 a month — the projected Social Security cut when the trust fund hits zero

$500 a month — the projected Social Security cut when the trust fund hits zero

The 2026 Trustees Report has a date, a percentage, and a monthly dollar figure — and every one of them is worse than last year's report.

One Number
One Number

Jun 24, 2026

GOVERNMENT & POWER • SOCIAL SECURITY

The Social Security Trustees Report landed two weeks ago, and the depletion date moved up again. The retirement trust fund now runs dry in late 2032 — not early 2033 as last year’s report projected, but the fourth quarter of 2032. When it hits zero, benefits get slashed automatically to match incoming payroll tax revenue. That’s 76 cents on the dollar for roughly 63 million retirees. You’ve been paying in since your first paycheck — and in six years, roughly a quarter of what you’re owed just… disappears.

❝

Put it this way: the average retired household doesn’t even spend $500 a month on groceries.

Source: 2026 Social Security Board of Trustees Report (June 9, 2026); Committee for a Responsible Federal Budget analysis (June 2026); SSA Monthly Statistical Snapshot (Apr. 2026)

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One number. Every morning.
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